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The Most Common Causes of Cycling Accidents

  Original Source URL:  https://tonylafazanis.com/2021/08/25/increasingly-common-cause-of-cycling-accidents-pedestrians/ Despite the several COVID lockdowns and restrictions in Ontario which led to fewer cars being on the road, cyclist accidents did not decrease. In Toronto alone, 22 pedestrians and cyclists were killed in the city this year. Cyclist deaths remain consistent within the last four years despite a significant increase in  biking lanes implemented by the city . Toronto has a vibrant cyclist scene, with over 1.4 million Torontonians who ride bicycles. As a result, Toronto has three times the injury rate of cyclists compared to the North American average. Some of the  most common causes of cycling injuries  include: A motorist ‘doors’ a cyclist by opening their door into an approaching cyclist. A motorist makes a left-hand turn in front of an oncoming cyclist. A motorist making a right-hand turn cuts off a cyclist riding parallel to the motor vehicle. A motorist at a stop si
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The Most Common Causes of Cycling Accidents

 Original Source URL: https://tonylafazanis.com/blog-tony-lafazanis-personal-injury-lawyer-toronto/ As a cyclist, you are routinely bombarded with information on your route that demands your attention. Giving some forethought to the most common traffic scenarios that give rise to  cycling accidents  can help you more easily spot them should they arise.  This list is not intended to diminish the responsibility of motorists, but you need to protect yourself, to ride defensively. A motorist ‘doors’ a cyclist by opening their door into an approaching cyclist. A motorist makes a left-hand turn in front of an oncoming cyclist. A motorist making a right-hand turn cuts off a cyclist riding parallel to the motor vehicle. A motorist at a stop sign on a side street pulls out in front of a cyclist entering the intersection. A cyclist is hit from behind by an overtaking motorist. This most commonly occurs at night in rural areas. It’s often contributed to by insufficient lights and reflectors on t
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Should You Apply For Both LongTerm Disability (LTD) Benefits and Canadian Pension Plan Disability (CPPD) Benefits?

Original Source URL: https://tonylafazanis.com/2021/05/12/should-you-apply-for-both-long-term-disability-ltd-canadian-pension-plan-disability-cppd-benefits/ Many people are confused about the differences between LTD benefits and  CPPD  benefits and how it applies to their particular situation. You may even be instructed by your LTD insurer to apply for CPPD and be left wondering whether you should, or must, apply. What are the Differences? LTD  insurance is either provided to an employee in their group benefits plan or purchased privately by an individual. The  i nsurance protects an employee from loss of income in the event they are unable to work due to injury, illness, or accident for a period of time beyond  Short Term Disability ( STD )  or Employment Insurance Sick Benefits.  There is a 2-year time limit to sue the LTD insurer from the date benefits should have been paid.   CPPD   is the largest long term disability insurance program in Canada administered by the Federal
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Location: 493 Parliament St #201, Toronto, ON M4X 1P3, Canada
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Spring Season: Motorcycle Safety

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As the spring weather continues to improve, it signals the start of the motorcycle season.  In 2020 , OPP saw a spike in fatalities of 60% compared to last year involving motorcycles and most of these fatalities involved men aged 45 to 54.   May is Motorcycle Awareness Month in Canada . Whether you are an experienced rider or a new motorcycle driver, it is important to review safety tips before you go for a ride.   Always Be Alert Driving a motorcycle requires concentration and physical strength to be safe and maintain control – riders need to be physically and mentally prepared.   Since 2000, it is reported in Ontario that deaths have doubled due to collisions caused by distracted driving.   It is important to know that while you are driving your motorcycle, or stopped at a red light or traffic light, it is illegal to do the following: Program your GPS device Use a phone to dial or text View a screen unrelated to driving Use a hand-held electronic entertainmen
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Location: Toronto, ON, Canada
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Winter Season: I Had A Snowmobile Accident, Now What Do I Do?

  As we navigate through Ontario’s COVID-19 Stay at Home Order , one of the winter activities that is allowed is snowmobiling. Even though this winter sport is considered low risk for contracting COVID-19, OPP is urging the public to take caution amid recent snowmobile accidents.   According to Statistics Canada Snowmobile Fatalities Report (2013-2019) , 20% of fatal events involved multiple vehicles. Also, in the Public Health Ontario report, The Epidemiology of All-Terrain Vehicle and Snowmobile-Related Injuries In Ontario , there were 13, 590 people brought to the ER and 1,2888 hospitalizations during 2014-2015 due to injuries from ATVs and snowmobiles.   What do I do If I’m In a Snowmobile Accident ? Fast action is necessary for Ontario insurance laws - It is important to know that if you are in a snowmobile accident, you are required to report the accident and injuries to your insurer  within 7 days  of the accident. Seek prompt medical attention Quickly collect and pre
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Location: Ontario P0L, Canada
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How Seasonal Affective Disorder (SAD) and COVID-19 Pandemic Could Lead to a Short Term or Long Term Disability Claim

Every year, people across the country are affected by SAD. Since March 2020, Canadians have also had to cope with the additional stress of the COVID-19 pandemic. Mental health has an incredible impact on one's ability to work and could cause an employee to make a short-term disability claim or long-term disability claim.   What is Seasonal Affective Disorder?   SAD is a type of depression related to seasonal changes which typically occurs in the fall and winter months when the days are shorter and there is less daylight. Although the exact  cause  remains unknown, it is believed that this decrease in natural light may cause a disruption in a person’s “biological clock” (controls sleep-wake patterns) and disturbs neurotransmitters such as serotonin, known for its impact on mood.   What Are the Symptoms and Risk Factors for Developing SAD?   SAD ranges in severity and can be incredibly draining to an individual. According to the  Centre for Addiction and Mental Health
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Location: Ontario P0L, Canada
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