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Showing posts from March, 2021

Winter Season: I Had A Snowmobile Accident, Now What Do I Do?

  As we navigate through Ontario’s COVID-19 Stay at Home Order , one of the winter activities that is allowed is snowmobiling. Even though this winter sport is considered low risk for contracting COVID-19, OPP is urging the public to take caution amid recent snowmobile accidents.   According to Statistics Canada Snowmobile Fatalities Report (2013-2019) , 20% of fatal events involved multiple vehicles. Also, in the Public Health Ontario report, The Epidemiology of All-Terrain Vehicle and Snowmobile-Related Injuries In Ontario , there were 13, 590 people brought to the ER and 1,2888 hospitalizations during 2014-2015 due to injuries from ATVs and snowmobiles.   What do I do If I’m In a Snowmobile Accident ? Fast action is necessary for Ontario insurance laws - It is important to know that if you are in a snowmobile accident, you are required to report the accident and injuries to your insurer  within 7 days  of the accident. Seek prompt medical attention Quickly collect and pre

How Seasonal Affective Disorder (SAD) and COVID-19 Pandemic Could Lead to a Short Term or Long Term Disability Claim

Every year, people across the country are affected by SAD. Since March 2020, Canadians have also had to cope with the additional stress of the COVID-19 pandemic. Mental health has an incredible impact on one's ability to work and could cause an employee to make a short-term disability claim or long-term disability claim.   What is Seasonal Affective Disorder?   SAD is a type of depression related to seasonal changes which typically occurs in the fall and winter months when the days are shorter and there is less daylight. Although the exact  cause  remains unknown, it is believed that this decrease in natural light may cause a disruption in a person’s “biological clock” (controls sleep-wake patterns) and disturbs neurotransmitters such as serotonin, known for its impact on mood.   What Are the Symptoms and Risk Factors for Developing SAD?   SAD ranges in severity and can be incredibly draining to an individual. According to the  Centre for Addiction and Mental Health